Finding lenders who are offering the best interest rates today can be complex and time consuming. This is why it’s best to have experts like Asset Finance.AI do it for you. We compare a huge range of lenders using important factors such as interest rate, loan duration and additional fees charged by the lender. You can always rely on our team to explain all your options in plain English before recommending the right loan to suit your needs.

Majority of our approvals are in less than 24 hours. There may be some instances where this time frame is extended due to circumstances out of our control such as a particular lender dealing with a large volume of applications at once. Rest assured you will be kept up to date on a regular basis from start to finish on the progress of your application. 

As we are an online broker, our finance can be used Australia wide! You are not locked in to any particular location, car dealer or seller. We work for you!

Most finance documents are signed electronically via e-mail so you can review and accept your loan in the comfort of your own home. This also streamlines the process and means you can get the funds quicker!

Yes, providing you can give us an idea of what you're intending to purchase. Getting a pre-approval in place before you go shopping is a good idea. It gives you bargaining power and you’ll know what you can afford.

As a finance broker we only get paid when we settle a loan for you, so you can be confident we will look at every possible legal way to obtain the best loan for you from one of our many lenders. They consider things like:

• Your current credit rating – we have lenders to suit all profiles
• Your residential status such as renting, boarding or buying 
• Your employment status
• Your income
• The security offered on the loan (if applicable).
• You income vs expenses

Using our extensive network of financiers, we can drastically increase your chances of approval while at the same time offer some of Australia’s most competitive finance options.

Yes we do! We have access to many of Australia’s best business lenders and their preferred approval process is LOW DOC (no financials required). We can also use alternative proof of business income such as a recent BAS statement or bank statements showing turnover! With business loans, less is often more!

We have access to over 40 lenders and their policies and guidelines vary significantly. Therefore, simply because you don't fit one or more lenders criteria, does not mean another lender won't welcome your application. We’ll look at all options on your behalf to secure the best loan for you.

We have access to many lenders on our panel who provide approvals to applicants with poor credit history. If we can’t assist right now, we can often provide you with tips on things you can do to increase your chance of approval within the next 3 months. Our applications are obligation free so why not give it a shot?

We usually require ID such as Drivers Licence and/or Medicare card. There are also other forms of ID that we can accept such as Proof of Age Card and/or Passport. Depending on the type of finance you are seeking, we may then need proof of income such as pay slips or details of your business such as ABN number if you are self employed. Once we know what you are after, we will provide an exact list of things required for approval. Almost everything required can be provided from your phone making the process super simple and easy.

There are no immediate costs to apply for your loan. There is also no fee if we are unable to get an approval for you or you decide not to proceed with the loan. Once approved, there is a one-off brokerage fee to cover the costs involved with our services including the set-up, approval and/or establishment of your loan. This is already incorporated in to your loan repayments so if you are not 100% happy, there is nothing to pay.

Yes. Asset Finance.AI keep your information confidential and private and is only used in the manner of obtaining your loan and only after obtaining your consent to do so. We securely store your data and any paper copy documentation is then burnt.